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IMPARTIAL MORTGAGE ADVICE

Finding the correct mortgage broker and a mortgage solution that’s right for you is never easy, especially with hundreds of different schemes available from many different lenders.
Great service from Adam. Always very professional and helpful. Always responds to any queries quickly and personally. Very informative and trustworthy, wouldn’t use anyone else now. Would definitely recommend it.
Jodi Brunskill

Pacific Financial, saving you time and money...

Finding the correct mortgage broker and a mortgage solution that’s right for you is never easy, especially with hundreds of different schemes available from many different lenders.

For simple, unbiased advice you have come to the right place.

At Pacific Financial Services (North West) Ltd, we work for you and not the lenders. We are independent mortgage brokers who access the whole of the market – not just a small panel of lenders.We understand what lending criteria is needed and use our experience to find the one that suits you and your requirements.

Expert help for…

First Time Buyers

When looking for a first time buyer mortgage to buy your first home it’s important to deal with someone who is properly qualified to advise – and they
will make sure you choose the most suitable mortgage to meet your current needs and circumstances.

Experts in…

Remortgaging

People remortgage for all sorts of reasons. The most common are to reduce monthly payments by switching to a lower interest rate or consolidating debts such as loans and credit cards.

Expert guidance for…

Buying a home

Buying a home is without doubt one of the most stressful things to do, but when you know what to do, how to do it and when, the process can be made much simpler.

Simple advice for…

Buy To Let

Maybe you’ve thought about becoming a landlord and renting out property but didn’t know where to start. Well let Pacific Financial help – it may be easier than you think.

Who are we and what do we do?…

About Pacific Financial

Pacific Financial Services (North West) Ltd is run by Adam Howarth, a mortgage and protection specialist with more than 20 years’ experience in the industry…

Call us today on 01282 420334 and let's see if we can save you money...

What do people think?

Kieran Woods
Kieran Woods
2023-02-09
We have now used Adam for the 2nd time. He has been very helpful and reliable both times, even when he is away on holiday!! I managed to get a mortgage at just the age 20, with no credit rating, but he still made it happen by getting a mortgage with a building society. We are due to complete on our 2nd mortgage and the interest rates have dropped, he managed to get us the better rate days before completion. My parents recommended Adam after using him multiple times and I highly recommend.
Charles Driver
Charles Driver
2023-02-03
Great service from Adam and the team. They arrange everything. Provide all the info you need to make a decision and make life extremely easy. I wouldn’t think to use anyone else.
Vit Kos
Vit Kos
2023-01-04
Very professional and helpful person, happy to work with him.
Daniel Leach
Daniel Leach
2022-11-25
I was recommended Pacific Financial Services (PCS) through a friend in the legal profession. The service was nothing short of superb. Adam (at PCS) was readily available, flexible when required, had immense subject knowledge and managed to secure me a competitive product rapidly. I would strongly recommend Pacific Financial and will be using their services again.
B Blackburn
B Blackburn
2022-11-07
Adam is a great advisor. Very experienced in dealing with complex transactions. He is personable and will help you to get the deals done whilst keeping an eye out for your interests. Worked with him for a long period of time and is highly recommended!
Harry Balmer
Harry Balmer
2022-10-06
Top quality service as recommended by friends and family. Got everything sorted for us in no time at all. Would 100% recommend to everyone
Charlie H
Charlie H
2022-09-28
Adam has been excellent from start to finish with our mortgage – it’s been a long process due to delays in completion but he’s been patient and given great advice along the way. I wholeheartedly recommend him for financial services… a must with everything that’s going on!
Sarah lane
Sarah lane
2022-09-17
We used Adam recently as several of our friends had used his services when buying/remortgaging. Cannot recommend enough! Was incredibly helpful and very clear in explaining what was needed through the process and got us the best deal available. Made what could have been a quite intimidating process really simple. 10/10
Kashif insari
Kashif insari
2022-09-15
Great Service, Adam is Brilliant, Spot on and very helpful. Thanks
Jamie Shaw
Jamie Shaw
2022-09-13
Adam was on hand instantly when I needed advice or information about my remortgage. Would highly recommend Adam to anyone. Thanks again!

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CALL US ON 01282 420334